Saturday, January 19, 2008

Cash Advance and Payday Loans

Sometimes it is hard when we are caught in between our paycheck and the sudden emergency or crisis that forced us to get additional loan. Is there anywhere that we can get fast approval for the minimum of hassle and requirements?

Most folks are a little hesitant, not to mention embarrassing about getting a loan from some of these walk in stores at the corner of the street. It may even be scary and not so safe to do so. Hence another method to ensure more privacy would be to apply for cash advance and payday loan through an online application.

Generally an online application is very fast and easy to complete. Your online application is then reviewed and approval will be notified through email. Once you qualify and meet up with the criteria as specific by the prospective cash advance lender, you will have the amount wired to your savings account the next day. Then the amount of repayment plus interest will be automatically deducted from your checking at your next pay day.

The service of payday loans are catered for people with no credit, poor credit or bankruptcies AND they can be done anonymously to the public and in the comfort of one’s home. And most lenders requires that:

  • You must have steady recurring income or you must be currently employed
  • You must have a bank or credit union account with your name preprinted on the checks. We also do savings accounts.
  • You must be at least 18 years old
  • You must have a gross income of at least $1,000 per month, or a minimum of $800 per month in Social Security or other benefits income

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