Thursday, January 03, 2008

Medicaid and Medicare Resources

The Medicare and Medicaid programs are under the direction of the United States Department of Health and Human Services. They are programs of medical care for the aged and for the needy, respectively, in the United States. You can check out for more information on Medicare and Medicaid Resources here: http://www.agis.com/Eldercare-Basics/Legal-and-Financial/Medicare-and-Medicaid/

Medicare is federal health insurance for people who are age 65 or older, as well as younger people with certain disabilities and illnesses. Medicare is divided into Medicare Part A and Part B. Part A is a basic hospital-insurance plan covering hospital care, extended care, home health services, and hospice care for terminally ill patients while Part B is a voluntary medical-insurance program covering physicians' fees, outpatient services, prescription drugs, and other medical services. Part B is optional; your loved one may not need it if he or she already receives benefits from an employer or union.

Medicaid
furnishes at least five basic services to needy persons: inpatient hospital care, outpatient hospital care, physicians' services, skilled nursing-home services for adults, and laboratory and X-ray services. The people who are eligible include families and certain children who qualify for public assistance and may include aged, blind, and disabled adults who are eligible for the Supplemental Security Income program of the Social Security Administration. There is a certain requirement to be met up to qualify for this program. The exact limit varies by state, but as a rough guide, the maximum monthly income is about $300 to $500, and total assets are limited to about $2,000 (not including a home, car, or personal possessions).

Please check out the related articles on Medicaid Information and Medicare Information.




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