Friday, February 29, 2008

Plumbing Courses





My hubby used to tell me that he wished he had a vocational training rather than just academic qualifications. He finds that have certain skills for example electrical, plumbing or electronics are more practical and useful in real life than just having head knowledge of certain facts and figures. Skills come in handy when things don't function in the house whereas theories and head knowledge can't get the tap running or water to flow smoothly from the sink.



Plumbing Courses for one does not take more than 12 months to get the necessary qualifications in various aspects like component exchange, central heating systems installation, power wiring, lighting circuits, a 4 week intensive course in some proper certification of City and Guilds
6022 Domestic copper pipe installation and City & Guilds 6032 Domestic Sanitary ware installation and much more.






Twist and Shout!

When we were kids, it seems so normal to dance spontaneously to any music that moves our feet. So what happens now when we had grown up? How come we need to be dragged to the dance floor? Why have we grown all so self conscious about the way we look, the way we move and most importantly, we forget how good dancing feels. Dancing feels good for a reason. It stimulates endorphins which is our body's natural mood lifting hormones. It's also a great form of exercise that has the added benefit of helping us express our feelings. That's a great combination for stress reliever.

So get up and go take a dance class or something. Ah, just turning up the stereo and move to the beat will do too, with or without a partner. Have fun! Here you go, twist and shout!



Chubby Check - Let's Twist Again





Current readings

I saw this meme over at My Life as Annie

The Rules:

1. Pick up the nearest book (of at least 123 pages).
2. Open the book to page 123.
3. Find the fifth sentence.
4. Post the next three sentences.
5. Tag five people.

I am currently reading which is also the book nearest to me is Vanishing Acts by Jodi Picoult.

Vanishing Acts: A Novel

Sympathy, as any defense attorney knows, can be bought with a good lie.
'What did you say to her, exactly?'
''She was four..."


I tag Elaine, Summer, Sugar, ZJ, Milet and Liza. Oops six, but no matter. Let's share the fun and I hope you guys are reading something.

Personal Injury Compensation Claims









Anyone that has ever tried to claim a compensation for accidents or personal injury know that it is not always as simple as it seems. Many a times there is a lot of red tape involved and paperwork to consider, to fill out and submit to various departments before we can really get the check that is so badly needed when we are disabled. I know of friends who had to wait for months to get the compensation they are entitled to. Meanwhile, they had to face the anxiety to make ends meet when they are not able to go back to work due to their injury. It is truly a stressful time.

Accident Claims do not need to be so stressful. There are specialists that deal with handling compensation claims in a professional way to ensure that you receive your claims as quickly and painlessly as possible. At Keypoint, you will be provided the right compensation amount based on your personal circumstances and only successful claims will be charged, you will also get the right advice on financial management, pension schemes, unfair bank charges, mis-sold on your endowment policy and much more. Do check out the site for the right choice of claims and compensation. Doing so might just be the first step towards getting what is rightfully yours.




A-B-C




Onesome: A--ny place but here? Are travel plans looming for Spring break? ...or are you staying home?

My place has no 4 seasons. However, there are some trips planned in early March because of Bible convention in another state. Another state in my country means 2 hours drive away only.

Twosome: B--etter to look in the mirror before you leave? Have you ever discovered (say around mid-day) that your clothes really didn't match up?

Hmm...I wear Punjabi suits and they come in a suit of top and matching pants bottom. I mean one seldom mix and match the top and pants, at least I don't. For me the whole suit will be worn as it is, get washed as a suit and wore again the next time as a whole suit. So I seldom have the problem of mismatched clothes.

Threesome: C--atch any good movies lately? What should we go see now that the Oscar's are done and over for another year?

Planning to watch P.S. I Love You but not sure if it is good. Storyline sounds interesting and I haven't read the book yet either.



Thursday, February 28, 2008

Joint Account for Secured Loans

Couples who are thinking of getting their dream house may be baffled at the lack of options due to the average salary that each of them make. Nevertheless, the head of a personal financial website said that anyone looking to buy a house will find the quality and quantity of available places increased when they consider both their and their partner's income. Secured Loans applied for a combined income of £50,000 given three to four times that amount, they can have a wider choice of quality homes for up to £200,000 as compared to only £75,000 or £80,000 loan on an individual income which would drastically limit the choice or quality of houses available.



B
efore you embark on a joint account loan, co-signed a loan or have authorized use of another person's credit though, be sure to find out and understand how previous bad credit reports will affect the current joint credit report or the main account holder. If the credit account held solely in the name of your spouse or any other family member, it cannot impact your credit score. However, in community property states, all debt acquired during a marriage is considered a joint debt, regardless if the account is joint or in the name of an individual spouse. Careful thought and planning is certainly warranted here.




Let Go of the Past

Did you ever think that holding on to the past can rob you of your energy today? This was what I read about recently. Whenever I think about how it was to be healthy and carefree before my eczema flares up terribly, this actually robs me of the energy and time that I can use to do something positive now. It is better to treat the past as some colourful material that shapes my life as it is now and move on in new directions from now on.

Of course, there may be areas of our life ( I am not talking about just health issues here) that involves pain and regret that we are not able to deal with alone. In this case, we can talk to a professional counselor or close friend. Just opening up about what's holding you back can help put the past where it belongs - in the past.


Wednesday, February 27, 2008

Bedtime Tales




I seldom have guests sleep over at my house. There is not much space and room for having guests staying overnight at my apartment. Nevertheless, I see that there are many new variety of guest beds that do not take up that much space. Guest Beds that can come with multiple functions such as storage space and drawers at the bottom or those that have the extra sliding bunk underneath it. In fact, take a look at this model here on the right, the Paris Guest Bed that comes the underneath mattress which can be pulled out and if you affix it with spring assisted legs will instantly be transformed into a large double bed or two single beds. What a space saver this is. The price is set at £439.


If the guests are your children's playmates, there are also imaginative and innovative beds that stimulate their thinking and have great bedtime tales to tell each other. What do I mean? Well, see for yourself this Grand Prix Car invention on the left. Doesn't that just fire up our kid's imagination? Though the paint may look shiny, this is not a metal frame. It is made of safe solid wood for a sturdy construction which can fit the standard mattress. This is going for the cool price of £159.00. Go ahead, set them off to a journey of sweet dreams.


Giant Chess Board




It doesn't look very impressive here but this is actually a giant chessboard. The type that you need to literally pick up the chess pieces with one or both hands and walk across the stone chessboard to put your pieces down. This is really fun and good for an exercise of the brain and brawn too. Have you played these type of board games before?

Tuesday, February 26, 2008

Baby Feeding Bottle

Most mothers given the choice would rather breastfeed their babies if they can. This is as normal as breathing in air into your lungs. Nevertheless, certain conditions may prove unwise to do so. For instance, people having sensitive nipples and breast finds it extremely painful to breastfeed their babies. It is known to bleed and draw blood which is toxic to the baby. Hence under such special and extenuating circumstances, using bottle feeding is inevitable. Then again, there is also the stress of living in a modern city where most mothers need to work secularly as well as take care of the home and her baby. The choice of breastfeeding here too may seem remote or not possible. Of course, eventually when our baby grows bigger there is also the need to transition to bottle feeding for practical purposes.

Looking on the bright side, there are feeding bottles with teats that are designed to resemble as close and as flexible as mother's breast as possible. These baby feeding bottle are specially designed with super-sensitive anti-colic valve, soft natural feel silicone teat, easy hold bottle and slow flow teat. A four bottle pack costs £12.99 inc. VAT. Other baby feeding products include breast pump, sterilizers and accessories are available to help you combine breast and bottle feeding.


Giftware and Collectibles

As a child after considering long and hard about being a bookshop owner, my next dream was to have a shop full of trinkets and china figurines. You know which little girl would not dream of living, breathing in and playing with beautiful little dolls and doll houses? Tell me for example that when you look at this picture from the collection of lilliput lane on the right, you do not have a yearning for those bygone days? Ah, but does it have to be just a dream?


It does not take much to transform your the ambiance of your living room or bedroom to one that is warm and friendly with some of these adorable china figurines. A few of these beautiful, delicate and well crafted pieces on a lace table cloth can really enhance the feeling of nostalgia and exudes warmth to anyone around. I like the Perfect Match (bottom right) and Romantic Feelings (left) figurines from the Lladro collection. They are just so pretty to look at and bring much fond memories too. While you are admiring the figurines here, you may also want to take a look at the willow tree collection from the site.


At The UK Gift Company which has a history of close to one and a half century of selling China, collectibles, crystals, ceramics and much more with the strong principle of providing quality and service, you can be assured to get the best products you sought after.




Telemarketing Services

So you have the most fantastic product or services that should be well sought after by the masses. You did some surveys and targeted a selected group of potential customers. You make your calls and the result of it all? Cold calls and nothing forthcoming. Worse still is that those people you called told you they were not interested but then bought from your competitors! Where did you go wrong?

If this is your current situation, do not despair. Telemarketing UK is just the company that you need to help you get those warm leads, setting up appointments for your sales team and most importantly keep a follow up to ensure that your company always have loyal customers that will keep coming back. They specialize in telemarketing for:

  • Lead generation - keeping in check detailed records and management of your targeted customers, providing follow ups and keeping up with key decision makers in your industry.
  • Database cleaning - Manual screening of your files and updating mailing and contacts details to prepare for future business dealings. These can help in managing new campaigns and ensure that new marketing ideas are not wasted.
  • Appointment setting - time is saved for your sales team when the appointments are managed effectively and efficiently. Factors such as who (relevant persons to meet for sales discussions), where (geographical location for the meeting and appointment) and what (information and data of potential customers that can be reuse later) are all gathered and presented for your perusal and benefit.
Please check the site for more details on how Telemarketing UK can be of service to you today.


Program to Automatically Favourite Your Technorati Fans

I found a tool from this site that can find anyone who has fave you on Technorati and automatically favourites them back. It will save you the time and trouble of searching out each and every blog that has favourited you. Nevertheless, it is wise to look through your list of favourited blogs to make sure that there are no unwanted elements of spam blogs. You should report to Technorati if there are any spams.

Download Technorati Favorite Your Fans

  • Windows users can grab the program here [2.4MB].
  • Macs users can run it using Parallels or Perl.
  • Linux users can run it using WINE or Perl.
  • People who are familiar/comfortable with Perl can download the source code here [50 kB]. You will have install some modules from CPAN.
    • NOTE: this is the *latest* version of the code, and may be different than what is documented.

How to Install

  • Download the zip file (see above)
  • Unzip the zip file
  • Execute the program
    • Double click on technoratiff.exe in the directory where it was unzipped
  • Enter your Technorati username and password
  • Press Run

technorati-favorites.png

Feel free to use this image


Monday, February 25, 2008

Black Friday items





Shopping for special occasions is a very stressful time for many people. This is especially true during the festive seasons like Christmas and New Year. Can you remember the crowd, looking for car park, standing in queue at the cashier? Advance preparation is the key to lessen such hectic times to avoid long queues and even save money by researching and getting better deals than last minute shopping. One such site that can helped you stretch the dollar and save you the headache is blackfriday.info whereby they list an up to date directory of special offers and great discounts for the holiday season shopping. Black Friday is the day after Thanksgiving and the items on sale at that time will be of a special bargain.

Popular stores such as Walmart, BestBuy, Overstock, OfficeDepot and many others will report to the site with their latest offers and best deals. You can also subscribe to the email alerts and notifications of the latest products from your favourite stores when they are having a sale or on offer. So do plan in advance to make your online shopping a hassle free experience. Get your shopping list ready at blackfriday.info and your email subscription and you may not need to worry about the last minute anxiety again.


Manic Monday


How did you celebrate your last birthday?

I don't celebrate birthdays.

What's the last thing you bought yourself, just for fun?

Recently I bought a Walking Kit more out of desperation than for fun. It comes with a pedometer, a manual and a pair of wrist weights for the power swing. I still have not open the kit to read the manual nor try out the wrist weight. I have not done any walking yet as well. Sad...

What would the child you once were think of the adult you have become?

How did I/you grow old so fast? Why do you worry so much about what other people think about you? You should live life in the present and not worry about the past or be anxious about the future.




Week Number 106



1) Who is the biggest hypocrite you have ever met?

I don't really know because everyone has shades of grey in them including myself.

2) "I usually cry when I watched really sad movies."

3) Name some of your superstitions and explain why you think you believe in them.

No, I don't believe in superstitions.

4) What one thing in your life would you most like to complete?

My piano lessons. I stopped at Grade 3 or 4 and didn't pursue it anymore. Actually I got bored.

5) Show and Tell. What comes to mind first when you see this picture? Or, tell a story if it reminds you of one.

Public Domain Photo

Err...this is George Washington, right? Sorry I am very poor at history.


Sunday, February 24, 2008

Unconcious Mutterings- Week 264



I say ... and you think ... ?

  1. Protocol :: Rules
  2. Girlfriends :: Bonding
  3. Shoulders :: To cry on
  4. Coming home :: Welcome
  5. Let it in :: Cat
  6. Honor :: Cherish
  7. Tyler :: No word comes to mind
  8. Thriller :: Micheal Jackson ( the song just stayed on)
  9. Angela:: Just another name
  10. The winner is :: What is the contest?

Saturday, February 23, 2008

Free wiki website

I am sure most of you have heard if not use the free encyclopedia called wikipedia? It is made up of collaborative work of volunteers and individuals from all around the world to provide additional information, links and guides on specific topics and articles. Visitors do not need specific qualifications to create or contribute to the resources for this free online encyclopedia. Anyone is welcome to add or edit the articles with citations and cross reference to a wiki article. When you understand how the concept of wiki works, you can better grasp how to create a wiki of your own. Nevertheless, my post today is not about wikipedia but a site that can help us create wiki pages or articles effortlessly.

Free website and wiki creation can be as easy as 1-2-3 with Wetpaint. Wetpaint has made creating a free wiki webpage a breeze. You can start by choosing a topic of your interest, pick the style for your site and you can also have control of whether you want your wiki site to be made public accessible to everyone or private where you can invite a few friends and family to contribute to the information for your wiki website.

There is a short video clip on the site that explains and show you how easy starting your own wiki can be. Wetpaint is created not just for professionals and experts or even the techno savvy folks but it is user friendly to anyone that wishes to share their passion for a hobby, their love for their pets, discuss new movie releases and celebrities, teachers collaborating with their students about assignments, researches, discuss class materials at the education section, find other like minded folks to discuss their possessions (you will see the video clip give the example of a scooter) and much more.

Once your wiki website is launched, you can easily edit and save information using the EasyEdit Toolbar available. Editing the pages are as easy as using any word processor. The advantage of using Wetpaint are you can also add videos from YouTube, photos, polls, and more with just a click and type function. Do visit the site even if all these information is a little overwhelming to you right now. There are many visitors that had started some 500,000 wikis and articles at Wetpaint and your input will be much cherished to add on the usefulness of the site.


Pastime Repeats



~Pastime Repeats ~ What Is The...~


1. One Movie You'd Watch Over & Over Again?: This is a Hindi movie named Hum Dil De Chuke Sanam. This movie really brings out the intricacies of the Indian culture. In this movie, self sacrifice and self control triumphs over physical desires even on the legal marriage bed. Hmm...intriguing? Yes, it is.

2. One Book You'd Read Over & Over Again?: Being Happy! by Andrew Matthews.

3. One TV Series You'd Watch Over & Over Again?:
I wouldn't mind watching those CSI episodes again. Any versions whether Miami, New York, and there is that navy one. Argh...forgot the title now because haven't watch television for a long time.

4. One Song You'd Listen To Over & Over Again?: I used to listen to Through The Years by Kenny Rogers over and over again.




Secured Loans



Secured Loans are loans which requires some asset (e.g. a car or property) from the borrower as collateral in which it allows the creditor to take the property in the event that the debt is not properly repaid. In exchange, the creditor may offer a loan with attractive interest rates and extended repayment periods for the secured debt than those of the unsecured ones. Generally, the law that allows for secured loans will provide the procedure of public auction whereby the property may be sold at public auctions or other means of sale. By extension, the law also gives the borrower the right to redeem the property by arranging a late payment for the debt but keep the property. This is the reason why it is wise to always keep communications line open with the financial institution or company that we are dealing with.

Secured loans can be acquired for more long term purposes such as renovating your homes, paying for a wedding or other special occasions, taking your dream holiday of a lifetime or to buy a new car. Care is needed when one is thinking of purchasing a new car. Think too whether you are really paying for the car per se or are you paying for the alloy wheels, cruise control or a DVD player
as these items adds up to the total loan you may need to pay for. The suggestion is to shop around for the best deal to finance your car to avoid paying over the odds. You can read the news item here.




Friday, February 22, 2008

Feast One Hundred & Eighty


Appetizer

Have you ever played a practical joke on anyone? If so, what did you do and who was your victim?

No, I am not into practical jokes. I am too serious for this.

Soup

What do your salt and pepper shakers look like?

I don't have special salt and pepper shaker. I just buy those ready in a bottle from the supermarket.

Salad

Where is the next place you plan to visit (on vacation or business)?

Just to the state of Malacca for bible convention.

Main Course

What kind of lotion or cream do you use to keep your hands from getting too dry?

Just some moisturizer like Johnson and Johnson's but I seldom use any.

Dessert

Make up a dessert, tell us its ingredients, and give it a name.

I am not so creative with food. So this is the "real" thing. It is called cendol. The ingredients for cendol are shaved ice, coconut milk, starch noodles with green food coloring (usually sourced from the pandan leaf), and palm sugar. Red beans, glutinous rice, grass jelly, and creamed corn are optional additions.



Tracker Mortgages

Mortgage can come in many different forms and we do well to be informed before taking one. For example, the tracker mortgage is a type of mortgage that ties in directly to the Bank of England base rate and not the lender's rate, which is always higher. For a first time buyer, the margin is set to a maximum of only 1% or 2% above the Bank of England base rate. And in some special cases, the rate may even be set below the rate. This is especially attractive because it means that repayments during the life of the tracker offer, (usually from 2 to 5 years), are invariably cheaper than with other standard mortgages. This is something that will be really conducive to young couples or families looking to buy their first house.

The good news is the Bank of England had recently announced a cut from 5.75% to 5.5% in December 2007 and this has increased the popularity of tracker mortgages. According to the director of Andrews Mortgage Services, Chris Chapman, "With this [fall in interest rates] in mind it''s no wonder tracker products proved to be flavour of the month in January with over a third [our] of new borrowers arranging mortgages on this basis. Lower interest rates will also boost confidence in the mortgage market and encourage people to purchase a property."




Thursday, February 21, 2008

Food and Love



1. What is your preferred type of candy?

I like nougats with nuts.

2. What is your favorite meal?

I like pasta with white Alfredo sauce.

3. If you could only have one food for the rest of your life, what would it be?

Bread.

Last week

1.What is love? Do you believe in it? Why/why not?

I can't explain love in a better way than the scriptures in the Bible. "Love is long-suffering and kind. Love is not jealous, it does not brag, does not get puffed up, does not behave indecently, does not look for its own interests, does not become provoked. It does not keep account of the injury. It does not rejoice over unrighteousness, but rejoices with the truth. It bears all things, believes all things, hopes all things, endures all things. Love never fails. " - 1 Corinthians 13:4-8

Yes, I believe in love. The self sacrificing kind.

2. Have you ever been in love? Are you still?

Yes, I am happily married to my husband that I love very much.

3. Do you believe everyone in this world is capable of love? Why/why not?

No, I think not everyone is capable of love in this world because we are not living in the ideal system now. The "real" ruler of this world does not have love in him. Those who serve "him" will not have love either.


Walking Kit

I am really desperate for some exercise now. I have been thinking about getting a treadmill but the better ones are rather expensive. I got this walking kit from Mph Bookstore for an incentive though. Yeah, I did say that I am desperate. I actually need something extra besides my legs to get me walking now. It consists of a manual with diet information and of course weight loss tips, a pedometer to measure the number of steps I have walked and hand grips for the stronger swing so to speak. Not sure if this will really help me lose weight but I need to do something. Now I just need to set a schedule to get down to it.



Debt Management

It is not an easy feeling to have a long term debt on your shoulder. Sometimes despite our planning and budgeting, certain circumstances can't be avoided. I can proudly say that I live a rather simple debt free life as I have not much interest in accumulating material goods. Yet, what my husband and I didn't planned for is that I would fall ill and can't do as much work as I used to. As a result our family budget was affected somewhat. There was a time that we had to borrow at a very high interest rate. We were appalled at the interest that we had to pay. Although we took very drastic steps to reduce our standard of living, we did manage to get out of debt eventually.

Debt Management may not be so drastic these days. Many people are able to keep their current lifestyle with proper debt management companies. They can review your personal circumstances and then collect a whole small lump sum from you monthly and distribute it to your creditors. They will make sure that your debts are in control, your necessities like food and rental are accounted for before recommending the low affordable repayment to you, contact and communicate with your creditors on your behalf, managing your late or missed payments so as not to escalate or increase your interest rates and also eliminate the need to involve in legal proceedings. Check the site for more information and advice.




Tea For Two



Onesome: Liquid-- is falling from the skies this time of year. Be it rain or snow or fog, what's late Winter looking like at your place?

No four seasons here in Malaysia. Usually at this time of the year, it is hot. The haze is back now and air pollution is bad.

Twosome: Drops -- of sweetener? ...or teaspoons of sugar (okay, tablespoons)? What do you use to make iced tea and other drinks acceptable?

I take 2-3 teasppons of brown sugar and creamer for my coffee. I seldom take tea.

Threesome: Bandage-- your owies with a spray or with drops? Have you seen these liquid, no sting, bandage drops yet? Man, I'm thinking these may be ideal to have when you're out and about with kidlets!

No, I have not seen liquid bandage drops.

Missed last week's questions.

Onesome: Tea-- leaves and fortune tellers? Is there anything you do out of habit because of old sayings? ...like not stepping on cracks or staying home on Friday the Thirteenth? ...or eating chocolate on Valentine's Day?

No, I don't.

Twosome: for-- every time you make it to work or class or an appointment on time, how many times are you late? Just curious...

Hmm...perhaps 9:1. Most of the time punctual and late only if there were some unforeseen circumstances.

Threesome: Two-- weeks and the next day is only there twenty-five percent of the time! Does Leap Year have any special meaning to you? ...or is it just one more day of the week?

It just makes me think of those folks who were born on the 29 th February. Although I don't celebrate birthdays but the day of birth for these people comes only once every 4 years. A little weird feeling.

Garage and sheds

Lidget Concrete Garages

Car theft is not that uncommon anymore these days. After my car was stolen, I too think how good it is if I can have a secure garage for my car and hubby's motorbike. Garages can be used in many ways besides keeping our vehicles, machines, tools and even toys safe. For example, this interesting looking shed Timber Apex with Red brick front posts (photo on the right) if made as an adjoining garage with wider space can very well serve as a guest room with assured privacy and exclusivity.

When my hubby's brother newly got married, he and his new wife actually rented an adjoining space, ok garage if you want to call it that, which is just another smaller space next to a big bungalow. It is still within the premises, so there is no need for extra permit. It really worked out well for a young couple. Sometimes it really depends on our mindset like whether we feel bad or humiliated living in the garage but then there are even homeless people and those who lived under the bridge. What about them?




When we choose good attractive designs of garages and sheds that compliment our homes, it can also increase the value of our property. At Lidget Concrete Garages, you can be assured of the reliable, versatile, and durable garages, shed, cottages that can be of service to you for many years to come.


Perfect Match




I am really hooked on Jodi Picoult's books now. She is my new favourite author. The last can't put it down book that I read was Perfect Match. Again this is her second book after Plain Truth that I just had to read in one sitting. With a title like that one would have thought that this is another romance story but not so. Actually Picoult deals with very soul searching topics and contemporary issues.

Perfect Match is actually about child abuse, what does being a good parent in trial some situations means and what happens when you take a morally right but legally wrong course of action? Since the topic itself is gripping with great believable characterizations, I could not help but feel for the abuse victim, the kid. It is heart wrenching but also I can't keep away from reading it.

Highly recommended.





Tuesday, February 19, 2008

Short term payday loan

Living in this uncertain world sometimes calls for the quick decision that we need to make especially when it is about managing our finances. Unforeseen situations may crop up that completely catch us off guard and before we know it, we are short of some cash before our next pay check arrives. It could be an unexpected medical bill or car repair that is not being catered for in our monthly budget and we need the cash for emergency purposes.

Payday loans are services that can facilitate such emergency expenses. When it is researched and used carefully, it can help eliminate anxiety and embarrassment of approaching family members or relatives for loans. Even financial institutions may not be so quick nor easy to approve a loan on such short and urgent notice.

Payday loans or payday advance can be applied 100% online, fast and when you qualify, the cash will be deposited to your account the next business day. If you have an employment with a monthly income of more than $1000, there may not be any need for faxing of any documents for approval. As these are meant as short term loans of two to three weeks, you do not need to suffer the burden of long term debt. This is more like a resource for instant cash to meet a current need so that you don't need to refinance a long term loan and thus save money in the long run.



10 Things You Love




1. God.

2. Hubby and family.

3. Reading.

4. Blogging.

5. Swimming.

6. Window shopping.

7. Light and easy music.

8. Bollywood movies.

9. Chatting with my siblings (online) and friends (real life).

10. Eating sweet stuff.